Kubdee - 1st Class Motor Insurance

Kubdee - 1st Class is an innovative Motor Insurance Platform operating under the Insurance Regulatory Sandbox, utilizing insurtech advancements through MSIG Car Informatics. This technology assesses the insured's driving behavior to calculate insurance premiums dynamically. Policyholders can conveniently view and adapt their driving habits through a mobile phone application, enabling them to have control over their monthly insurance premiums. This product is designed to promote responsible driving and offer personalized premium calculations. 

  

 

Key Features: 

• Dynamic Premium Calculation: The monthly premium is calculated based on six key factors: distance driven, average speed, maximum speed, time period, driving time, and driving area. This approach tailors the premium to reflect actual driving habits. 

• Flexible Premium Payment: Premiums are calculated on a daily basis and paid monthly, allowing policyholders to have a clear overview of their insurance costs. 

• Mobile Application: Policyholders can access daily premiums and driving information conveniently through the mobile application "ประกันขับดี" ("Kubdee Good Drive"). 

• Coverage Duration: Coverage is provided on a 24-hour basis, offering protection around the clock. 

  

Plan Highlights: 

• Free Roadside Assistance: The policy includes a complimentary 24-hour Roadside Assistance Service, subject to the terms and conditions of the policy. 

• Lubricants and Cooling Fluids Coverage: 100% coverage for lubricants and cooling fluids is applicable only when the loss is caused by a Motor Accident arising from a collision. 

  

Kubdee - 1st Class Motor Insurance embodies MSIG Insurance (Thailand) Public Company Limited's commitment to leveraging technology to provide innovative and personalized coverage solutions. By using driving behavior to calculate premiums and promoting safe driving practices, the policy reflects the company's dedication to customer well-being, security, and supporting responsible driving habits. 

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Kubdee - 1st Class Motor Insurance offers dynamic, behavior-based premium calculations using MSIG Car Informatics. Policyholders use the "Kubdee Good Drive" app to monitor driving habits and premiums. Features include 24-hour coverage, flexible payments, and free roadside assistance, promoting safe driving.