Kubdee 1st Class Motor Insurance

Kubdee 1st Class is an innovative Motor Insurance Platform introduced under the Insurance Regulatory Sandbox for insurtech innovation. This platform utilizes MSIG Car Informatics to assess the insured's driving behavior and calculate the insurance premium. With the convenience of a mobile phone application, policyholders can easily monitor their driving habits and adjust them to control their monthly insurance premiums. The policy offers coverage based on various factors that contribute to the insured's driving behavior. 

 

  

Key Features: 

• Driving Behavior Assessment: The policy utilizes data from MSIG Car Informatics to assess driving behavior. Premium calculation is based on six key factors: distance traveled, average speed, maximum speed, time period, driving time, and driving area. 

• Dynamic Premium Calculation: Premiums are calculated daily and paid on a monthly basis, allowing policyholders to have a more accurate and personalized insurance premium based on their actual driving behavior. 

• Mobile Application Access: Policyholders can easily access their daily premiums and driving information through the mobile application "ประกันขับดี." 

• 24-Hour Coverage: The policy provides coverage on a 24-hour basis, ensuring that policyholders are protected around the clock. 

• Flexible Premium Structure: The monthly premium consists of a base monthly premium and additional daily premiums. It's important to review the product details before making a purchasing decision. 

  

Plan Highlights: 

• Free Roadside Assistance: The policy includes a free 24-hour Roadside Assistance Service, subject to the terms and conditions. 

• Coverage for Lubricants and Cooling Fluids: The policy offers 100% coverage for lubricants and cooling fluids, applicable only when the loss is caused by a Motor Accident arising from a collision. 

  

Kubdee 1st Class Motor Insurance exemplifies MSIG Insurance (Thailand) Public Company Limited's dedication to embracing technological advancements to provide innovative and personalized insurance solutions. By incorporating driving behavior assessment and dynamic premium calculation, the policy caters to modern drivers' needs for accurate, adaptable, and transparent insurance coverage. 

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Kubdee 1st Class offers a dynamic motor insurance policy utilizing MSIG Car Informatics to assess driving behavior. It features daily premium calculations, mobile app access, 24-hour coverage, and free roadside assistance. This service caters to modern drivers seeking personalized, adaptable insurance.