My Home Premium Comprehensive Home Insurance

My Home Premium Comprehensive Home Insurance offers enhanced coverage for homeowners, providing additional protection against various risks and incidents that may affect the home structure and household contents. The policy covers loss of or damage to the home structure and contents due to events such as fire, flood, electrical faults, natural perils, burglary, plate glass breakage, third-party liability, and personal accident. 

 

  

Key Features: 

Home Structure and Contents Protection: The policy offers protection for both the structure of your home and its contents, with coverage up to 50 million baht. 

Comprehensive Perils Coverage: Coverage extends to loss or damage arising from events such as fire, lightning, explosion, vehicle impact, aircraft, water damage, smoke, electrical faults, natural perils (including flood), burglary, third-party liability, and other perils. 

Personal Accident Cover: The policy includes 24-hour worldwide personal accident cover for the insured, providing protection up to 200,000 baht. 

  

Plan Highlights: 

• Flood Coverage: The policy covers loss or damage caused by flood up to 120,000 baht. 

• Temporary Accommodation Coverage: Provision of rental fee for temporary accommodation in case the amount of loss exceeds 50% of the cost of replacement. 

• Forcible Entry or Exit Coverage: Coverage includes loss of or damage to property insured arising from theft with forcible entry to or exit from the insured building. 

• Personal Effects Coverage: The policy covers loss or damage caused by specific perils to personal effects and clothing items kept within the insured building. 

• Discount Option: Policyholders can enjoy an additional discount when purchasing a 3-year policy. 

  

My Home Premium Comprehensive Home Insurance reflects MSIG Insurance (Thailand) Public Company Limited's dedication to providing comprehensive and enhanced coverage options for homeowners. By offering protection against a wider range of perils, personal accident coverage, and added benefits, the policy aligns with the company's commitment to customer well-being, security, and ensuring peace of mind for homeowners. 

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My Home Premium Comprehensive Home Insurance provides extensive coverage for homeowners, protecting against fire, flood, burglary, and more, while offering temporary accommodation and personal accident coverage. Includes a discount option for 3-year policies, reflecting MSIG Insurance's commitment to comprehensive protection.