Prakan Tamjai (Up to You) Motor Usage Base Insurance

Prakan Tamjai (Up to You) Motor Usage Base Insurance is an innovative motor insurance product that leverages insurtech advancements to provide a tailored and cost-effective coverage solution. The policy utilizes MSIG Car Informatic technology to calculate motor usage based on distance (kms) or duration (hrs), allowing policyholders to monitor their actual usage via a mobile phone or company website. This innovative insurance approach offers a first-class motor insurance option that promotes cost savings by paying according to actual usage, potentially reducing premiums by up to 40%. 

  

Key Features: 

• 1st Class Insurance: The policy provides 1st Class Insurance or Comprehensive Cover, ensuring comprehensive protection for policyholders' vehicles. 

• Selective Package Types: There are two selective package types available: Distance - Kms and Duration - Hrs. This flexibility allows policyholders to choose the package that best aligns with their usage patterns. 

• Immediate E-Policy: Upon approval, policyholders receive the e-policy immediately, streamlining the insurance process. 

• No Charge for Device: The policy includes the use of the MSIG Car Informatic device at no additional charge, making the implementation of usage-based insurance hassle-free. 

  

Additional Benefits: 

• Top-up Coverage: Policyholders have the option to top up their coverage of Distance (Kms) or Duration (Hrs) if they anticipate exceeding their initial allocation. 

• Carry Forward Unused Allocation: Any unused Distance (Kms) and Duration (Hrs) can be carried forward to the renewal policy, offering flexibility and value. 

• No Claim Discount: Policyholders are eligible to receive a no claim discount for the renewal year or policy, rewarding safe driving practices. 

  

Prakan Tamjai (Up to You) Motor Usage Base Insurance reflects MSIG Insurance (Thailand) Public Company Limited's commitment to leveraging technology to provide innovative and flexible coverage options. By offering usage-based insurance that aligns with policyholders' actual driving habits, the policy supports cost savings while maintaining comprehensive coverage and promoting responsible driving practices. 

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Prakan Tamjai Motor Usage Base Insurance offers 1st Class motor coverage using MSIG Car Informatic tech to track usage by distance or time. It provides instant e-policies, flexible package options, and potential premium savings up to 40%, with benefits like carry-forward, top-up, and no claim discounts.